is around $1,099 each year (or about $92 each month), according to a 2017 report from the National Association of Insurance Commissioners. However rates differ extensively from driver to motorist, because cars and truck insurance coverage premiums are computed based on a number of individual factors, like your age, POSTAL CODE, driving history and credit report. If you feel as though you're paying excessive for cars and truck insurance coverage, there are some steps you can take to decrease your car insurance coverage premiums, like or If you're buying a vehicle for the very first time and worried about the expense of insurance, can likewise affect just how much you'll pay for insurance coverage.